About

Mark and Alisa specialize in Medicare.  It's all we do on a full-time basis.  We provide free consultations and guidance for all things related to the confusing world of Medicare Insurance.  

We have a combined 30+ years of consultation type work that has included insurance since 2005.  Mark made Medicare his primary focus in 2014 and Alisa did so two years later.  

As local agents, we believe in the personal touch.  We believe in meeting prospective clients for one-on-one consultations to learn about their individual needs.  We then combine that information with our knowledge of available plans and local considerations.  Once we become our client's agent, we believe that is on-going, life-long commitment.  As brokers, we represent most of the MAJOR insurance carriers available for our area.  We don't work for the insurance companies.  We work for YOU to help pick the most appropriate coverage.  

We try to educate our clients with as much or as little information as they need.  We want to give you the tools to make a well-informed decision, while providing professional guidance in the process.


Who are our primary clients?

1.)  Younger Medicare Beneficiaries:  Once someone qualifies for Social Security Disability Insurance (SSDI), they are automatically thrown into Medicare by the 25th month.  Transitioning from Apple Health (most often the case) can be confusing.  We deal with this often.

2.) Turning 65:  We referred to this as "aging-in."  It's quite common for us to help Senior's pre-plan for this life event, and it often starts 6 months prior to their 65th birthday.  There are important things to consider, including how currently working my affect decisions.

3.)  Retiring after the age of 65:  We help guide people in the proper timing of getting Medicare fully in place, prior to retiring.  Our goal is to create a plan of action that can minimize insurance considers prior to leaving work for good.

4.)  Low-income individuals:  This is an important group of people that often need additional assistance.  There are multiple programs provided by State and Federal programs.  We can help people understand these programs and provide guidance to apply for them.  We then have multiple insurance programs that are meant to combine with those programs.  Some individuals have Full Medicaid along with Medicare.  Yes, we have additional benefits that can be added without losing existing benefits.  For those who have extra help, there are other programs available.

5.)  Former military:  Whether someone is retired and receiving Tri-Care-for-Life, or simply utilizes the VA for their medical needs, we have a number of plans that can significantly increase benefits and doctor availability.  It's worth a look.

6.)  Current Medicare Beneficiaries:  We take pride in assisting people with their Medicare choices.  This include those that have already been on Medicare for some time.  Some enrolled into a Medicare plan that they know little about, let alone how that plan may compare with what's available.  After we do a needs analysis, we can provide an evaluation of options available.  Individual plans change over time.  Available plan options are constantly evolving.  Individual's needs will also evolve.  Many of these people either don't have an agent, don't know their agent, or simply want the thoughts of a new agent.


Medicare is complicated.  We have the expertise to simplify how it works, simplify your choices, and simplify your worries.  Navigating the Medicare maze alone or unassisted can be frustrating or confusing.  It's almost like it's in a different language.

Don't worry, WE SPEAK MEDICARE!!!